At NavyArmy, you'll enjoy the most competitive rates and lowest fees on checking and savings accounts, deposits, personal loans and mortgage loans. We want your money to work for you. NavyArmy complies with the Federal Fair Housing Law and the Equal Credit Opportunity Act. Deposits at NavyArmy are federally insured by the National Credit Union Administration. Please be aware that rates are subject to change without notice. Dividends are based on NavyArmy earnings and cannot be guaranteed. We may impose a penalty for early withdrawal of certificate of deposits.