At NavyArmy, you'll enjoy the most competitive rates and lowest fees on checking and savings accounts, deposits, personal loans and mortgage loans.
Auto Loan Rates As of 01/1/2020
|0 - 75 Months||4.99† - 16.99%|
Recreational Vehicle Loan Rates As of 01/1/2020
Personal Loan Rates As of 01/1/2020
|0 - 48 Months APR||9.50 - 17.75%|
Deposit Secured As of 01/1/2020
|0 - 36 Months||4.50|
|37 - 48 Months||5.50|
|CD||Rate + 2%|
Real Estate Loan Rates As of 01/1/2020
|Account Type||Term||Interest Rate (as low as)||APR* (as low as)|
|Homestead - Purchase / Refinance||15 Year||3.500||3.683|
|Homestead - Purchase / Refinance||30 Year||3.750||3.852|
|First Lien Texas Home Equity||10 Year||3.750||4.042|
|First Lien Texas Home Equity||15 Year||4.000||4.203|
|First Lien Texas Home Equity||30 Year||4.250||4.366|
|Second Lien Texas Home Equity||10 Year||4.750||5.048|
|Second Lien Texas Home Equity||15 Year||5.000||5.209|
|Construction to Permanent||15 Year||4.000||4.203|
|Construction to Permanent||30 Year||4.250||4.356|
|Lot / Land||10 Year||5.500||5.802|
Homestead Purchase/Refi Example
|Loan Term||30 Years|
|Total Closing Costs||$1,864.00|
|Initial Monthly Payment||$694.67|
Texas Home Equity Example
|Loan Term||15 Years|
|Total Closing Costs||$1,364.00|
|Initial Monthly Payment||$739.69|
The purchase/refinance and Texas home equity examples above are based on a 80% LTV position, credit score > 700 and a standard origination fee. Payment examples do not include taxes and insurance premiums. The total mortgage payment may be greater than what is shown.
ABOUT REAL ESTATE LOANS
- Information displayed is accurate as of the date of the latest update and is subject to change without notice. Loan pricing can only be locked through a Real Estate Application. Please contact the Real Estate Center for more pricing details. Other restrictions may apply.
- Origination Fee = 1.0% of loan amount on Non Jumbo Loans.
- NavyArmy will NOT subordinate our lien. 1st Lien must be with NavyArmy in order to attain 2nd Lien Home Equity or Home Improvement loan.
- Member Business Loans (Non-Homestead /Purchase/Reﬁnance/Equity) – Please contact our Member Business Loan Department for more information. 361-986-4500, ext.1014