Home Equity

Take advantage of the equity that you’ve built in your home. Home equity can be a source of financial strength, used for home improvements, supporting unexpected financial expenses, consolidating debt, tuition payments and more.

LET’S GET STARTED

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Home Equity Loan Terms

  • Loans secured by member’s homestead
  • Financing up to 80% of your home’s value
  • Fixed terms up to 30 years
  • Interest may be used for tax deductions*

How Much Home Equity Do You Have?

CALCULATE IT:

HERE’S WHAT YOU’LL NEED

All applicants must provide:

  • Filed Tax Returns (1040) – W2/1099 for the past two years
  • Bank Statements – For the past two months
  • Copy of Government Issued ID
  • Proof of Income, see table below
  • Income Type Documents
    Standard Employment
    • Pay stubs for the last 30 days
    Self-Employed
    • Filed federal business tax returns (Form 1065, 1120 or 1120-S) for the past two years
    • Year-to-date profit and loss for each business
    Retirement, Pension, Disability
    • Retirement, pension or disability award letter
    Rental Income
    • Copy of rental agreement

      WE’RE HERE TO HELP.

      New Home Loan Inquiries: Call 800-622-3631 and press 5, then 2
      Existing Home Loans: Call 1-866-840-4152
      Home Loan Payoff Requests: Call 1-866-840-4152


      *Contact your Tax advisor for details

      All loans are subject to credit application and approval. Must qualify for membership upon approval.