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Hurricane Preparedness

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Are You Ready if a Hurricane Strikes?

When a hurricane approaches, you need to think, move, and act quickly. In addition to physical preparations – such as designing an evacuation plan and having essential items on hand – it’s important to take appropriate financial steps to ensure that once the storm has passed, you can quickly regain your financial footing.

From protecting your financial documentation to having cash on hand, a little financial foresight can go a long way.

Here are some practical tips that can help you prepare should a hurricane strike.

How to Prepare

Get Cash Early

During and after a storm, power outages and downed communication lines are a common occurrence. As a result, you may experience difficulty using credit and debit cards so it’s always a good idea to have an adequate supply of cash on hand. As a storm approaches, businesses have to close in advance to protect the safety of their employees. So plan ahead to get your cash and stop by one of our convenient locations, FREE Shared Branches, or FREE ATMs.

Confirm Debit & Credit Cards

Confirm Expiration Dates, PINs, and Activate Cards Check the expiration dates on all of your cards and make certain that dates are current and you have a valid card should you have to evacuate. Also, take a moment to locate your PINs and guarantee that all of your cards have been activated. Be sure to successfully use each of your cards, at least once, before a hurricane hits. You don’t want to learn after the fact that a card isn’t active or a PIN doesn’t work properly. If you don’t already have your NavyArmy credit and debit cards, apply today by phone or online. There’s no cost to apply and plenty to gain, especially if a disaster strikes and you need access to your accounts.

Download Our FREE Mobile App

Image of NavyArmy Community Credit Union mobile app
Before a hurricane strikes download our FREE Mobile App, to give you account access anywhere, anytime, through your smartphone or tablet. If you are at home, or evacuated, you can: deposit checks, transfer funds between accounts, check your balance, and pay your bills, without ever stepping foot into an office. The app also allows you to send money to family members with just a tap of your finger. You can also add Notifications for Low Balance alerts, and quickly find FREE ATMs.

Order Checks and Deposit Slips

Even if you rarely write checks, you want to ensure you have a supply of checks and deposit slips on hand. In the midst of a disaster, your payment habits may require change and by having your account information handy you can quickly authorize an important payment over the phone. If you should need more checks, you will have all of the information necessary so you can have additional checks printed, but we recommend that you plan ahead and have your checks printed before hurricane season arrives.

Sign Up for:

FREE Online Banking & Bill Pay

Online Banking provides you with your account information, which means that any time you conduct a transaction – whether online, by ATM, or by phone – you will see your account balances and information. You can even pay your bills! We understand bills are still due regardless if a hurricane strikes or not! Don’t let a late payment bring down your credit score. Our Online Bill Payment service is the most convenient way to pay your bills from any internet-enabled computer, for free. Relax, take control of your finances, and enjoy the convenience of secure online bill payment. It’s fast, it’s easy, and it’s FREE.


During a disaster it is very beneficial to for you to know when your balance is low, when a deposit hits your account, and even when your debit card is used. Our alerts provide you with up-to-date information on your accounts sent directly to your selected delivery method, assuring that your account isn’t used without your knowledge. Enroll online today and be prepared before a hurricane strikes.

Pack Important Documents

These documents will be needed if you, or a family member, have to prove your identity, claim benefits, make withdrawals, deposits, payments, or change account information. Make certain beforehand that all documents have valid expiration dates, make copies (either photo or scanned), and consider saving everything to a computer storage devices (USB drive or CD/DVD). Pack all documents in waterproof containers and be prepared to take them with you if you have to evacuate.

Document Packing List
A list for you and all immediate family members.
Be sure to check expiration dates.
  • Driver’s license or state issued identification card
  • Birth certificate
  • Social Security card
  • Insurance cards and policies (health, life, auto, homeowners, etc.)
  • Employer or school I.D.
  • Voter registration card
  • Most recent account statements (deposit, checking, investment, credit cards, loans, etc.)

Pack and Verify All Account Numbers, PINs, and Passwords

Before you find yourself away from home and unable to access your information, take a few moments to verify the account numbers, passwords, and PINs on all of your accounts; financial, insurance, and the like. It will be much easier to obtain this information under normal circumstances rather than while you are evacuated, after a disaster.

Pack and Verify Contact Phone Numbers and Website Addresses

Having the ability to contact financial institutions, insurance companies, employers, schools, and such are extremely important, especially if you are evacuated for an extended period of time. Be sure that you obtain accurate contact phone numbers and website addresses for any company that provides you with service. Pack and take this information with you so you are prepared if you have to evacuate.

Other Resources

Our CO-OP Shared Branching Locations

Even if you are evacuated, you can still have FREE access to your NavyArmy accounts at more than 75,000 ATMs and 5,000 Shared Branches across the United States. As a NavyArmy debit card holder, you may visit any of the 75,000+ FREE ATMs to make withdrawals and balance inquiries. And any NavyArmy member can perform transactions at the over 5,000 Shared Branch locations, including deposits, loan payments, loan advances, and much more all without incurring any service fees. To access your accounts at Shared Branches, you will need your NavyArmy account number and a valid photo ID. To find ATM and Shared Branch locations near you, visit https://co-opcreditunions.org/. Be sure to verify that your account number is correct and your photo ID has not expired before you evacuate.
Shared Branching CO-OP Location Information: 1-888-SITE-CO-OP (888-748-3266)

Use Bank by Phone

You can keep in touch with your accounts with Bank by Phone. It allows you convenient account access 24-hours a day, 7 days a week…and they’re absolutely FREE! You can get account information and transact business on your accounts from a phone. To register for Bank by Phone all you need is a Touch-Tone phone, your account number and your personal identification number (PIN). To avoid any difficulties, locate your account number and PIN, and successfully use Bank by Phone at least once as you prepare for hurricane season. We want you to stay in touch with your finances if you have to evacuate.

NavyArmy Community Credit Union Emergency Contacts:

Main Number: 361-986-4500 or 1-800-622-3631
Beeville Branch: 361-358-5129
Kingsville Branch: 361-595-7468
Rockport Branch: 361-790-7145
McAllen Branch: 956-683-1511
Mission Branch: 956-205-4700
Brownsville Branch: 956-542-5805
Edinburg Branch: 956-383-6263

Debit Cards

Lost or Stolen:
Monday–Friday, 8am–5pm 1-800-622-3631
Weekends or after 5pm CST 1-800-472-3272
Fraud Alert/Verification: 1-877-253-8964