Looking for an app that allows you to get paid early? Our credit union does that!

Mar 25, 2021


 

In today’s uncertain and ever-changing economy, it’s never been more vital to get your paycheck before your actual pay day. If you’re searching online for an app to help you get your paycheck sooner, you may be surprised to know that with the right financial institution, you may not need one at all. That’s where we can help.

NavyArmy makes it easy to open an account, set up direct deposit, and get your paycheck up to three days* before your actual payday.

What are the benefits of getting paid early?

By getting paid early, you’ll have greater flexibility with your finances. It gives you more cushion to do things like:

Pay Bills Before They’re Due: If you get paid early, you can make your payments ahead of time, so you’ll never miss a due date, and you’ll avoid costly penalties.

Cover Surprises More Easily: Life is full of surprises. Having your paycheck early gives you greater flexibility to handle the unexpected, without taking on any extra debt.

Have More Fun: With early pay day, your life doesn’t have to be on hold. You’ll have more freedom (and fun) than your co-workers who have to wait until payday.

Break Free from Payday Advance Apps: Payday advance apps are becoming more and more popular these days, often advancing small amounts for a fee. With your paycheck arriving as much as three days before your actual pay date, you’ll break free from these services and save yourself from the extra fees.

Ready to get started?

It’s easy to get started with Early Payday from NavyArmy. Here’s all you gotta do:

  1. Stop by one of our branches to open an account.
  2. Fill out direct deposit information with your employer and be sure to provide your account number, indicate savings or checking, and give them NavyArmy’s routing number of 314978543, so that your money winds up in the right place.

That’s it! Once your direct deposit starts, you’ll begin to see your paycheck hit your account earlier than your co-workers.

If you’re ready to make the switch, stop by any branch today, and our friendly staff will help you get started.

*Early Pay Day offers an immediate credit of your direct deposit to your account up to three (3) days early depending on timing of payer’s (example: employer’s) submission of deposits into our Automated Clearing House (ACH) database. We recommend that you do not write checks or authorize any other withdrawals against your directly deposited funds until you verify that they have been posted to your account. NavyArmy Community Credit Union cannot assume any liability for not depositing these funds into your account early. Early Pay Day effective as of March 1, 2020. Offer subject to change without notice.