How does Zelle® work?


When you enroll with Zelle® through the NavyArmy app, your name, the name of your credit union, and the email address or U.S. mobile number you enrolled is shared with Zelle® (no sensitive account details are shared – those stay with NavyArmy). When someone sends money to your enrolled email address or U.S. mobile number, Zelle® looks up the email address or mobile number in its “directory” and notifies NavyArmy of the incoming payment. NavyArmy then directs the payment into your NavyArmy account, all while keeping your sensitive account details private.