Business Loans

Business Loans with Room to Grow

Our business community is growing every day—and we’re growing with it. As your business expands, we’re standing by with tailor-made loan options to fit your needs. From real estate and new construction loans to vehicle, equipment purchases, and SBA loans, we’ve got the solutions to help your business reach new heights.

Coastal Bend Business Loan Application RGV Business Loan Application

Our Business Loans:

Commercial Real Estate Loans
  • Up to 80% loan to value (LTV) on most properties; 60-65% LTV on specialty properties
  • Competitive interest rates
  • Low fees
  • No prepayment penalty
  • Favorable terms*
Loan Type
Non-Owner Occupied 1- 4
Family Residential Properties
Multi-Family Structures/Complexes
Containing 5 or More Units
Line of Credit Construction
and Development Loans

*Terms: 20 year amortization, 15-year call and 5-year rate adjustment | 20 year amortization, 15-year call and 10-year rate adjustments | 15 year amortization, 15-year fixed rate | 10 year amortization, 10-year rate adjustment

Term Loans: Vehicle & Equipment

Business use Vehicle & Equipment Loans

  • Competitive interest rates
  • Repayment terms customized to fit your business’ needs
  • Quick, local decision-making
  • No prepayment penalty
Lines of Credit
  • Working capital
  • Competitive interest rates
  • Quick, local decision-making
Construction Loans
  • Finance commercial buildings from $250,000 to $5,000,000
  • Construction of office, industrial, warehouse, retail, multi-family properties
  • 20% minimum equity requirement
  • Up to 12-18 month interest only during construction period, followed by permanent financing. Please see favorable terms above.
SBA Loan Program
The Small Business Association (SBA) Loan Program is tailored for small businesses looking to startup or grow. NavyArmy Community Credit Union can help you get the SBA Loan you need.

How it works

The SBA sets the guidelines for loans made by its partners, like NavyArmy. We’ll guide you through the steps to get a tailored solution for your business needs.

We offer:

Two easy ways to Apply

contact one of our business loan representatives by:

Visiting the Spohn Branch in Corpus Christi

Map it

Call a Home Loan Expert
Make an appointment

call: 1-800-622-3631