Business Loans

Business Loans with Room to Grow

Our business community is growing every day—and we’re growing with it. As your business expands, we’re standing by with tailor-made loan options to fit your needs. From real estate and new construction loans to vehicle, equipment purchases, and SBA loans, we’ve got the solutions to help your business reach new heights.

Coastal Bend Business Loan Application RGV Business Loan Application

NavyArmy Community Credit Union

Commercial Real Estate Loans


  • Up to 80% loan to value (LTV) on most properties; 60-65% LTV on specialty properties
  • Competitive interest rates
  • Low fees
  • No prepayment penalty
  • Favorable terms*

Loan Types

  • Non-Owner Occupied 1- 4 Family Residential Properties
  • Multi-Family Structures/Complexes Containing 5 or More Units
  • Line of Credit Construction and Development Loans
NavyArmy Community Credit Union

Term Loans

Business use Vehicle & Equipment Loans

  • Competitive interest rates
  • Repayment terms customized to fit your business’ needs
  • Quick, local decision-making
  • No prepayment penalty
NavyArmy Community Credit Union

Lines of Credit

  • Working capital
  • Competitive interest rates
  • Quick, local decision-making
NavyArmy Community Credit Union

Construction Loans

  • Finance commercial buildings from $250,000 to $5,000,000
  • Construction of office, industrial, warehouse, retail, multi-family properties
  • 20% minimum equity requirement
  • Up to 12-18 month interest only during construction period, followed by permanent financing. Please see favorable terms below.

SBA Loan Program

The Small Business Association (SBA) Loan Program is tailored for small businesses looking to startup or grow. NavyArmy Community Credit Union can help you get the SBA Loan you need.

NavyArmy Community Credit Union

How it works

The SBA sets the guidelines for loans made by its partners, like NavyArmy. We’ll guide you through the steps to get a tailored solution for your business needs.

NavyArmy Community Credit Union

We offer:

Apply Now

Contact one of our business loan representatives

Visit the Spohn Branch in Corpus Christi or Make an appointment: 1-800-622-3631

*Terms: 20 year amortization, 15-year call and 5-year rate adjustment | 20 year amortization, 15-year call and 10-year rate adjustments | 15 year amortization, 15-year fixed rate | 10 year amortization, 10-year rate adjustment