helping members make a home

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We uncomplicate the real estate loan process, particularly through reduction or elimination of fees. We don't escrow for tax or insurance payments, we don't require private mortgage insurance, and we don't sell your loan to secondary markets. Over the years, we've saved our members thousands of dollars in unnecessary fees and documentation.

The NavyArmy Lending Policy:

No to low fee structure
No escrowing of tax and insurance (*Exceptions apply)
No loans sold to secondary market
In-house underwriting
Low documentation requirements
Quick approval process

For more information, call our Real Estate Department at 361.986.4500 or 800.622.3631 or click here for an application form you can fill out and bring in to our office.

real estate loans:
> homestead
> home equity
> home improvement